Syeda Urooj Fatima, Dr. Muhammad Muzammil and Syeda Hareem Fatima (2025) “THE ANATOMY OF NON-PERFORMING LOANS AND BANK PERFORMANCE IN EMERGING MARKETS: A COMPREHENSIVE INVESTIGATION OF MACRO-ECONOMIC, MACRO-FINANCIAL, AND BANK-SPECIFIC FACTORS”, Journal of Management Science Research Review, 4(3), pp. 572–592. Available at: https://www.jmsrr.com/index.php/Journal/article/view/88 (Accessed: 19 August 2025).