Rabia Asif, Zahra Anwer and Saqib Rehman (2025) “ANALYZING THE EFFECTIVENESS OF RISK MANAGEMENT TECHNIQUES IN THE BANKING SECTOR OF PAKISTAN”, Journal of Management Science Research Review, 4(4), pp. 179–205. Available at: https://www.jmsrr.com/index.php/Journal/article/view/184 (Accessed: 25 October 2025).