Arslan Ahmed, Aastha Shah, Toheed Ahmed, Sajid Yasin, Francesco Ernesto Alessi Longa, Warda Hussaini, and Muhammad Zubair. 2025. “AI-DRIVEN INNOVATIONS IN MODERN BANKING: FROM SECURE DIGITAL TRANSACTIONS TO RISK MANAGEMENT, COMPLIANCE FRAMEWORKS, AND AI-BASED ATM FORECASTING SYSTEMS”. Journal of Management Science Research Review 4 (3):1145-83. https://www.jmsrr.com/index.php/Journal/article/view/124.