ARSHIA LAEEQ; DR. BUSHRA ZULFIQAR; AREEBA ARSHAD; KAMAL, Syeda Khadija Moeen; HIJAB NASREEN. DETERMINANTS OF DIGITAL WALLET ADOPTION AMONG GENERATION Z: THE ROLE OF DIGITAL SELF-EFFICACY, TRUST, AND ATTITUDE. Journal of Management Science Research Review, [S. l.], v. 5, n. 2, p. 1334–1351, 2026. Disponível em: https://www.jmsrr.com/index.php/Journal/article/view/615. Acesso em: 1 jun. 2026.