(1)
Prof.Dr. Waqar Ahmed Sand; Prof. Dr. Misbah Rahman; Prof.Dr. Shankar Lal. FINANCIAL LITERACY AND DIGITAL INCLUSION: BRIDGING THE KNOWLEDGE GAP IN PAKISTAN’S RURAL ECONOMY: A CASE STUDY OF RURAL SINDH (MIRPUR KHAS, UMERKOT, AND THARPARKAR). JMSRR 2025, 4, 1658-1681.